The card - background is patterned paper.  Smaller panel is embossed.  Sentiment is stamped on smaller panel before embossing.  Flowers and leaves are stamped, die cut and popped up.  Add some ribbon and a bit of bling.

A free day!  No idea what I'm doing.  I'll probably think of something, but an R & R day doesn't sound too bad :)

Have a great day!