The card - I used a die cut from the 'swirly set' for this one.  I cut my panel to size, then cut the die, took the die cut part out and adhered the pieces back together.  There is a patterned piece of paper underneath that then shows through.  (I hope that explanation makes some sort of sense!)

A full day coming up....have a few chores I'd like to get done this morning and then it's off to Hi Fashion for a day of stitching fun.  Then it's back home to get ready for class tonight.

Have a terrific day!