The card - the sentiemtn (HB) is from Papertrey Ink.  I embossed it with white and then sponged over it with yellow and punched out the circle.  It is popped up on the dry embossed background.

An extra day of 'Grandma time' today.  (Babysitter issues)  Just as well, I didn't have even a glimmer of a plan for the day, so I wouldn't have accomplished much anyway - a day of fun works better for me!

Have a great day!