The card - the piece on the right is embossed and then matted with brown before being attached to the front of the card.    The tree is stamped on the smaller panel.  The leaves were stamped with versamark and embossed with gold.  Added a sentiment and some gold ribbon.  (this is one of those cards that look so much better in real life :)  

'Grandma time' today.  That's all!  

Have a great day!