The card - background is patterned paper.  Smaller panel is die cut and matted with white.  The flowers and sentiment are heat embossed with white.  

Well I was more productive yesterday than I thought I would be!  Ended up getting some stamping done, plus mowed the lawn.  Yay!  Looks like more rain today, so maybe I'll get some more stamping done - just got a new Christmas set that I need to play with!

Have a wonderful day!