The card - background panel is embossed with a strip of patterned paper down the center.  Smaller panel is patterned paper matted with a solid color.  Add a sentiment and some ribbon.  Super easy!

Have to go give Hudson a ride to summer day camp, do a couple of errands and then come back and get a few chores done before it's time for Needle Keepers.  Looking forward to a nice relaxing afternoon!  Cooking a birthday dinner for a friend tonight - glad most of the prep work is already done!   (Glad I'm pretty much over the Rotavirus thing - that's what the official name is for what I had - turns out it's pretty prevalent at Day Cares, so I got it from Ethan!   Gotta love all those Day Care bugs!)

Have a wonderful day!