The card - background is patterned paper.  Smaller panel is embossed.  Sentiment is stamped on a die cut panel.  Leaves are die cut.  Add ribbon.

Off to spend the day with friends.  A day trip to check out what Costco has for the holiday season.  (the closest Costco to us is a couple hours away which means a bit of a drive)  Time spent with friends is always a good thing!  Looking forward to a fun day.

Have a terrific day!