The card - background is embossed with a piece of patterned paper at the bottom and a piece or ribbon at the top of the patterned paper.  Sentiment piece is die cut and stamped with the tree and the sentiment.  Add a bow and some bling.

Chores this morning and then a nice relaxing afternoon with the Needle Keepers.  I still have a couple of projects to work on that I'd like to get done before Christmas :)

Have a terrific day!