The card - background is embossed.  Smaller panel is made with a torn piece of embossed cardstock added to a plain white piece, then it is cut with a frame die cut to get the border.  Add some die cut trees and a sentiment.  

One last (I think) Christmas get together tonight.  I still haven't figured out the menu so I need to do that so I can go to the store :).  That's about it for today (unless I'm forgetting something important, which is always a possibility :)

Have a wonderful day!