The card - background is embossed.  Smaller panel is stamped with snowflake border across the top and a few snowflakes at the bottom.  Stamp te sentiment and add a couple of die cut snowflakes.  Ribbon is behind the popped up smaller panel.

Some' Grandma time' this morning - we're going to Get Air then probably to lunch (I'm hoping for something besides McDonald's 😂)   

Have a wonderful day!